A "Native Texan", I moved to Kerrville in 1985 and am proud to call the Hill Country my home.  I have been helping people purchase a home or refinance their existing property for almost a decade.  In these challenging economic times, taking this step can bring you many questions and choices. It's important to turn to someone with experience to help guide you through.  Whether you're in Kerrville, Bandera, Fredericksburg or anywhere in between, let me help you own your part of the beautiful Texas Hill Country.